Resolved Question: I NEED CREDIT HELP $$#@$#!?

Well guys... From most 18-21 I obtained a some assorted assign game (3-5). In my teen folly I ran these game up and could not clear them off. Last year, I ransomed up most $5,000 and contacted every of the assemblage agencies that had been composition me letters. I effected on every of the game for the toll they were asking. I should've stipendiary the entire turn but I didn't hit the change and was low the notion that stipendiary the requested turn from the assemblage agencies was the aforementioned as stipendiary soured the bill entirely. Here I am now, 23 eld old and wanting to acquire a house in the incoming 2 years. I currently hit 3 assign game that I clear on instance every month in an endeavor to build my assign score. I also hit a enrollee give that's in beatific standing. However, I hit most 5 perverse accounts on my assign inform from the game I had when I was teen and closed. I am DESPERATE to bushel my assign and am selection to verify some steps I crapper but I meet don't hit some resources. I hit cursive letters to every of the companies on my assign inform good asking them to vanish the perverse accounts but my requests were every denied. I Google'd "credit bushel services" but it seems that everything I encounter is expensive, banned or both. I rattling would same to intend my assign above 660+ for automobile loans, mortgages etc. but I am farther below that. Last assemblage my reason was 592 and today that I hit newborn assign game disagreeable to IMPROVE my credit, my reason has dropped to around 560. I am extremely frustrated. Is there anything I crapper do that I'm not doing? Most of the accounts on my inform feature that they module not be distant until 2014. Will I rattling hit to move that long? Once the accounts are soured does your reason automatically go up? I excuse for existence a newbie but I rattling do poverty to learn. I'm an hopeful bourgeois and am acquisition that assign is EVERYTHING. I eventually poverty to move building playing assign but hit learned, to the prizewinning of my knowledge, that that modify relies hard on your individualized credit. Any advice module be greatly appreciated. PLEASE HELP!?
Fixed Rate Federal Private Student Loan Consolidation