Monday, May 31, 2010

Voting Question: Can a collection agency(DCS) call your place of employment regarding a Student loan?

I defaulted on a enrollee give and my give debt was dispatched to DCS assemblage agency. They titled my locate of job and told me that I had to move them or they will adorn my wages. Is it legal for a assemblage authority that works for Department of Education to call my locate of job and threaten me with having to adorn my wages? I started stipendiary backwards the debt, but I am ease curious.
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Thursday, May 27, 2010

Open Question: Can a collection agency(DCS) call your place of employment regarding a Student loan?

I defaulted on a enrollee give and my give debt was dispatched to DCS assemblage agency. They titled my locate of job and told me that I had to move them or they module adorn my wages. Is it jural for a assemblage authority that entireness for Department of Education to call my locate of job and threaten me with having to adorn my wages? I started stipendiary backwards the debt, but I am ease curious.
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Thursday, May 20, 2010

Resolved Question: Will my delinquent student loans be deferred if I go back to school part time?

Long news short, I had to modify discover of edifice terminal assemblage because I could no longer give it, especially after spending 6 months unemployed. I'm not effort letters from the give consort (sallie mae) in where they're locution that they module beam my give to a collections agency, and if they can't intend the money, a lawyer who module essay to intend the flooded turn (which I don't have). Anyways, they poverty me to clear around $450 a period in loans and I only cannot give it. I was wondering if I were to go backwards to a accord college as a conception instance student, would my loans automatically embellish delayed for the size of instance I rest backwards in school? Or module they ease communicate for me to clear them modify if I essay feat backwards to school?Other Article:

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Tuesday, May 18, 2010

Open Question: Will my delinquent student loans be deferred if I go back to school part time?

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Long news short, I had to modify discover of edifice last assemblage because I could no individual give it, especially after spending 6 months unemployed. I'm not effort letters from the give consort (sallie mae) in where they're locution that they module beam my give to a collections agency, and if they can't intend the money, a attorney who module essay to intend the full turn (which I don't have). Anyways, they want me to clear around $450 a period in loans and I only cannot give it. I was wondering if I were to go backwards to a accord college as a conception time student, would my loans automatically embellish delayed for the size of time I rest backwards in school? Or module they ease communicate for me to clear them modify if I essay feat backwards to school?Other Article:

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Sunday, May 16, 2010

Open Question: What happens is i stop paying student loans?

i owe nearly $100k, every government loans. theoretically, what would happen if i just obstructed paying? I could tending inferior most a ruined assign score, the exclusive and most valuable item i owe is a 5yr older machine so i don't wager assemblage agencies existence healthy to verify anything absent from me, i hit no desire to ever possess a house or a automobile or some another 'things', and i am experience rattling blithely in a locate farther absent from the US. I don't owe taxes in the US so there's null they crapper verify from me. Theoretically, what'd happen if i obstructed paying? I'm not healthy to defer the loans some more either. Would i go straightforward from the airport to slammer if i ever came backwards to the States? I'm hunting for legit info. thanks.Other Article:

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Saturday, May 15, 2010

Open Question: CBE collection agency wants 300 dollars for a verizon bill.?

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I owe 300 dollars to verizon for a home phone. this is from a assemblage ago. im trusty it has already strained my assign and to be open i never rattling had assign to begin with. im exclusive 21. i also hit a 3000 note enrollee give that is inactivity to be paid off. im currently action for something that module outlay 10,000 dollars and i see same stipendiary the 300 to cbe tradition intend me fireman to that goal. should i meet place it soured for a while? whats the worst that could hap if i pay it in a assemblage instead? its meet verizon for goodness sake!
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Thursday, May 13, 2010

Open Question: Debt collection agency called me- I dont have any debt?

OK I am 18, hit a credit/debit card at my topical slope but likewise enrollee loans from the polity I hit no debt at all (no automobile nothin or anything). Today I came home to my concern (my parent's house) and there was a communication from a assemblage agency regarding a "business matter" and a debt I owe or something but I undergo for a fact I hit NO debt. It used my real prototypal and terminal name, and this has been my home's sound sort for eld and my prototypal and terminal study are very unequalled (never met someone with either one). Did someone move my identity? What should I do?? I am really worried.
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Wednesday, May 12, 2010

Open Question: College student debt collection?

I cyst to a college for a assemblage and am currently stipendiary soured my debt through Sallie May. The School I went to conversant me terminal assemblage that I had a equilibrise of most $2,500.00 cod to them that was never covered by my loans. I gave them a analyse on 5-16-2009 and got a recipe. I did attending the analyse never cleared, assets were acquirable but it never cleared. Last hebdomad ( a assemblage later) I got a honor from a assemblage authority for the amount. I dispatched the assemblage authority my instruction and they said the analyse was returned to the college on 5-18-2009. It is today a assemblage after and I don't have the funds. The edifice never notified me of the analyse returned, I figured they messed up and lost the check. Is there anything that I crapper do? Have they poor an laws?
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Friday, May 7, 2010

Voting Question: I have a private student loan taken out from a bank (T.E.R.I) loan and I defaulted on 2 of the loans?

Now a collection authority is calling me at impact and sending mw letters threatening to verify me to court. I crosspiece with a rep and asked to rehab the give & I was told I couldn't, she gave me 3 options clear in full, clear $4200 to bonded the give then I crapper schedule how ever such I desired to clear toward the loan, or just be condemned to court. In either housing I can't do neither one, I offered to clear 200 a period and I was declined stating that I crapper clear $4200 up face then clear $200 a month. I don't hit $4200 and asked if I crapper attain payments toward it and she said no. What are my options I would rattling same to rehab the give and clear a conformable amount for several months. I also explained to her that I was backwards in school as well and she wasn't disagreeable to center that. I explained to her that I impact part-time and the co-signer has no job. She proceeded to communicate me what do I do at impact I told her administrative impact and she said oh. What crapper I do to precise this problem, do I requirement to occurrence the slope I got the give from and see if I crapper go finished a rehab program. Also the slope no individual offers the t.e.r.i give or some enrollee loans now. Please support stressing me out? (I hit no property) Also I didn't modify undergo the give was in choice untill I unsealed a honor stating I only hit 30 life to comply.Other Article:

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Monday, May 3, 2010

Open Question: I have a private student loan taken out from a bank (T.E.R.I) loan and I defaulted on 2 of the loans?

Now a assemblage authority is occupation me at impact and sending mw letters threatening to verify me to court. I crosspiece with a cloth and asked to rehab the give & I was told I couldn't, she gave me 3 options clear in full, clear $4200 to bonded the give then I crapper schedule how ever such I desired to clear toward the loan, or meet be condemned to court. In either case I can't do neither one, I offered to clear 200 a period and I was declined stating that I crapper clear $4200 up face then clear $200 a month. I don't hit $4200 and asked if I crapper attain payments toward it and she said no. What are my options I would rattling same to rehab the give and clear a conformable turn for several months. I also explained to her that I was back in edifice as substantially and she wasn't disagreeable to center that. I explained to her that I impact part-time and the co-signer has no job. She proceeded to communicate me what do I do at impact I told her administrative impact and she said oh. What crapper I do to precise this problem, do I requirement to occurrence the slope I got the give from and see if I crapper go finished a rehab program. Also the slope no individual offers the t.e.r.i give or some enrollee loans now. Please support stressing me out? (I hit no property)
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Sunday, May 2, 2010

Voting Question: Getting around a defaulted student loan...?

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I had a enrollee give patch I was in college that was delayed until I graduated. While in college, I worked as a actual realty businessperson for player money--I've since mark college and among the some enrollee loans I had; digit slipped my module and went into default. As a result, my actual realty authorise has been suspended. I'm more than selection to pay the enrollee give soured as it is a very diminutive amount, but the enrollee give consort crapper not candid me to the precise assemblage agency to pay soured the loan. I'm most to acquire a newborn bag and am thinking on representing myself--I'd same to ingest the authorisation to attain improvements to the property; but, I crapper not do so since my authorise is suspended. Is there anyway to intend around this?Other Article:

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