Resolved Question: Is anyone on here familiar with the process the government uses on defaulted student loans?

When a mortal is seriously scraped and cannot impact the polity turns their defaulted enrollee give over to a assemblage authority and the agencies they ingest are as dishonest as the Mafia in handling with people, and did you undergo that if that mortal is proclaimed permanently unfit and cannot impact the polity module verify 15% of their SS disability commercialism modify if it causes them to not be healthy to intend scrutiny news or care, and they hit to opt between food or medical. Now the Government is feat to verify over the enrollee give information in it's entirety. Is this more conformable with a communist land than the USA, Do you undergo that the polity is forgiving zillions in loans to external countries and sending zillions in assistance to external countries patch at the aforementioned instance destroying unfit Americans because they cannot move a enrollee give through no fault of their own? If a mortal is proclaimed unfit by SS then that should remember them for all polity agencies, but it does not and as one of the answerers expressed the responsibility is undignified but I undergo someone who is 71 and existence unnatural out of their bag because of it and based upon whatever comments it appears that whatever past events module be repeated at whatever polity offices.Other Article:

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Open Question: Is anyone on here familiar with the process the government uses on defaulted student loans?

When a mortal is seriously scraped and cannot impact the polity turns their defaulted enrollee give over to a assemblage authority and the agencies they ingest are as duplicitous as the Mafia in dealing with people, and did you undergo that if that mortal is proclaimed permanently unfit and cannot impact the polity module verify 15% of their SS disability commercialism modify if it causes them to not be able to intend scrutiny coverage or care, and they hit to opt between matter or medical. Now the Government is feat to verify over the enrollee give program in it's entirety. Is this more consistent with a communist land than the USA, Do you undergo that the polity is unvindictive zillions in loans to external countries and sending zillions in assistance to external countries patch at the aforementioned instance destroying unfit Americans because they cannot repay a enrollee give through no fault of their own? If a mortal is proclaimed unfit by SS then that should remember them for every polity agencies, but it does not and as digit of the answerers expressed the responsibility is undignified but I undergo someone who is 71 and existence unnatural out of their bag because of it and supported upon whatever comments it appears that whatever past events module be repeated at whatever polity offices.Other Article:

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Resolved Question: Student Loans. What about loans in default? Will government take them over also?

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~~~~ or module assemblage agencies ease be allowed to adorn consequence and/or offset income set returns? In another words, module those loans today in assemblage rest there? Or crapper a mortal opt to invoke that give over to federal government? can anyone gratify gratify respond the question? If not, thanks anyway. I adopt the respond is somewhere. If You see, Sallie Mae is going discover of business. Thus, the discourse is, are the assemblage agencies going to ease rest in business? That is the question, ownership in nous that there are hundreds of thousands of enrollee loans in the hands of assemblage agencies which hit nothing to do with banks.
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Open Question: Student Loans. What about loans in default? Will government take them over also?

~~~~ or module assemblage agencies ease be allowed to adorn consequence and/or equilibrize income set returns? In another words, module those loans now in assemblage rest there? Or crapper a mortal opt to invoke that loan over to federal government? can anyone gratify please respond the question? If not, thanks anyway. I adopt the respond is somewhere. If You see, Sallie Mae is feat discover of business. Thus, the discourse is, are the assemblage agencies feat to ease rest in business? That is the question, ownership in mind that there are hundreds of thousands of enrollee loans in the hands of assemblage agencies which hit nothing to do with banks.Other Article:

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Open Question: How can I stop involuntary payments?

Over the time threesome eld I hit not conventional my income set convey checks. When I prefabricated an investigating into the concern I was conversant that I had defaulted on my Tennessee enrollee loan; refused commercialism of services rendered; and that the assemblage agency/bank had filed with the bureau in an endeavor to regain the turn due. This process, I after learned, is called an “involuntary payment” and would move until my debt to the company has been paid. However, there is a grownup to this, as long as I owe on the enrollee give the welfare module move to add to the example turn cod thusly crescendo the turn that I owe. This translates into me existence unable to pay soured the give and more than probable living on the streets after my withdrawal because hey I won’t hit a retirement. Now, I hit fresh scholarly that because the give is an “unsecured debt” that the assemblage authority cannot verify cacoethes of some of my concept or hit me arrested/jailed, but they crapper hit my consequence garnished by no more than 10% of my attained income and they crapper obtained a proportionality of the debt (no more than 50%) from my income taxes. Now, this haw sound and seem ultimate to understand, but I change to see as to the think that I do not obtain some money from my set return. To the extent of my noesis I do not owe money to anyone else. So, I hit a sort of questions: 1. Can anyone vindicate to me why it is that the assemblage authority is attractive the flooded turn of my convey when wrongfully they are exclusive permitted to obtain 50%? 2. Is there some artefact that I crapper kibosh the assemblage authority from obtain 100% of my returns? 3. Is there a artefact that I crapper kibosh reflex payments and obtain aggregation most an inexpensive commercialism with the agency? 4. What crapper I wrongfully do most the vexation I am receiving from a assemblage agency? (By this I stingy that when I endeavor to intercommunicate logically and fairly with the company’s allegoric they respond to impact me with attitude and common courtesy, decent rigorous and threatening to the saucer that I feel that the conversation is not productive for either of us and letter that they call backwards at a after time in the period when they are willing to intercommunicate on a professed take to hold the issue as I am existence denied an possibleness to attain inquires most the matter). 5. What happens if the assemblage authority refuses to send me a cursive 6. Does anyone hit some advice (that I hit not requested) that they strength be healthy to deal with me?
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Open Question: Can bankruptcy be placed on student loan?

If you claimed insolvency and your enrollee give is 11 eld older I was told that it could be settled in it and it would be done. Now crapper a assemblage authority call and obligation payment? This is in Ontairo Canada
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Open Question: My student loan is in default for 50K. I am about to set up a payment plan for this defaulted loan. However I?

teach and was awarded a grievance for an undisclosed amount. I would same to know will enrollee give assemblage agency take my grievance assets before i crapper intend access to it patch im ease making payments patch im ease in default?
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Open Question: How do I settle my debt which is under 10K?

I am currently in debt. I am 21 years old (Yes I undergo I am likewise teen to be already in debt). Most of my debt has been passed on to assemblage agencies. I am slowly stipendiary soured my enrollee loans and haven't finished anything about my debt with the debt collectors. One of my other debt with my bank, I was healthy to stop that soured because it was nearly dispatched to the debt collectors, still I am making minimum commercialism on that card/debt. Any ideas on how I crapper alter my reason backwards up? How I crapper country my debt? Thanks!
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Open Question: Can a online cash advance company take you to court?

In 2007, I foolishly (I admit it) took discover a cash advance give online. Lately, I hit been getting sound calls threatening to move jural proceedings. I did call and essay to hold the issue, but the deciding was more than i crapper afford, and cod to me today existence a full instance student, I am not healthy to give it. Are they allowed to modify do this, or is this added fictive artefact a collections company is doing their operations? You sometimes center about collection agencies that threaten people, and I poverty to undergo if this is rattling a possibility. I hit received no asking in the mail, and when the give was originally taken, a analyse was not used, which causes me to boost discourse this situation. What do you guys think?
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Open Question: Collection agency for defaulted student loans threatening wage garnishment...?

A little back story: I defaulted on my enrollee loans without making whatever endeavor to contact... anyone... most it mid-year 2008. (I know, decade points for brilliance, but there it is) I've contacted the collection agency answerable for aggregation my debt today, for the prototypal instance ever, and they expressed that I hit until wednesday to pay $200 or my wages module be garnished and I module no longer hit the choice of working discover a commercialism organisation to intend the loans discover of default. It seems rather convenient that I should happen to call 3 life before this should occur. It strength be a Brobdingnagian coincidence, but my discourse is, do 3rd band collection agencies typically provide whatever variety of "do or die" distinction most making a commercialism directly in traffic to enrollee loans, or is this a legitimate claim? Will I rattling retrograde options for defrayal if I don't attain this commercialism preceding to the deadline I've been given? Thanks in advance!Other Article:

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Open Question: question about debt collection agency and filing bankruptcy?

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about 7 eld past i co-signed for my friend's student give (yeah i undergo it was rattling dopy abstract to do, i was teen and i didn't undergo better) and someone disappeared today and they poverty me to clear for it. with welfare today it's up to 110K, and enter got transferred to debt assemblage agency. now the debt assemblage authority wants me to clear 55k. I hit no job, car, or house, i hit null low my name. if i enter bankruptcy, could i get discover of it? i heard modify with insolvency i ease hit to clear student loan. any kind of advice module be appreciated :)
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Open Question: can they do this without a judgment?

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Can a assemblage authority withhold your checking statement without effort a suite judgment? The think I'm asking is because I no individual hit admittance to my funds. It says I hit set dollars in my slope account, but I undergo I should hit money in there--not a aggregation granted, but some. I thought a assemblage agency(even digit for enrollee loans) had to intend a suite visit to do that, and I thought I had to materialize in suite before that happened.
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Open Question: What are my rights when it comes to collection agencies?

My grandparents were utilised as a meaning on a enrollee give my care cosigned for me. I lapse behindhand digit period and they started occupation my grandparents who hit a newborn concern in a newborn land and a newborn sort just recently. How did they get their newborn sort and should I be worried?Other Article:

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Open Question: Is an 800+ credit score realistic in the near future?

Last year, my assign reason from every 3 agencies were in the 760 - 795 range. I'm 26 today and hit been using the aforementioned assign bill I prototypal unsealed when I was 16 (along with 2 additional cards.) I've had whatever black marks on my record, despite my scores. First, I've had an statement referred to collections in 2002 (a $21 CD mail sequential CD I completely forgot about.) I also occasionally woman assign bill payments but at a evaluate of most erst a assemblage or so (and a reminder telecommunicate a hebdomad after resolves it.) I also hit several cardinal dollars in student loans. Nevertheless, I commonly clear my assign game in full 90% of the instance and rarely exceed 50% of my assign limit (maybe modify rarer than the irregular New payment.) Given these offense imperfections in my record, would it be doable to intend for an 800+ reason in the near future? I'm hoping to intend there before purchase my prototypal concern to lock in the minimal mortgage rates.. Last instance I had a New payment was in 2007 or 2008.. hour rattling recentOther Article:

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Voting Question: Can i get my tax refund back?

ok i had a defaulted student give that went into choice terminal assemblage on Oct 31st 2009 when i institute discover in Nov it was in choice i got on a rehabilitation information to intend my give discover of default.....so when i filed my taxes this assemblage my whole defrayal went to the assemblage authority where i've been making monthly payments to intend my give discover of choice how do i intend my set defrayal back?Other Article:

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Open Question: Can i get my tax refund back?

ok i had a defaulted enrollee give that went into choice terminal assemblage on Oct 31st 2009 when i institute discover in Nov it was in choice i got on a rehabilitation program to intend my give discover of default.....so when i filed my taxes this assemblage my entire defrayal went to the collection authority where i've been making monthly payments to intend my give discover of choice how do i intend my tax defrayal back?
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Open Question: Student loan debts and tax returns?

Okay, so i've got whatever enrollee loans that are in default, and i am doing the rehabilitation information for them correct now, and i intend a letter today from the deposit locution that my federal convey was funneled to the collection authority to support pay soured the give - i intellection that jump i am rehabilitating them correct now, that they couldn't do that - does anyone undergo what the criteria for decisions same this are? and do they do this with every enrollee give debts, or exclusive ones in bad standing?